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Top Home Repair Grant Programs in Wisconsin

Free Home Repair Grants For Homeowners in Wisconsin

Posted on June 5, 2025June 6, 2025 by Go Grants

Imagine living in a house that has a leaking roof, broken windows, or no heating in the winter. It can be scary, especially if you do not have much money to fix these problems. But there is good news: home repair grants can help!

Home repair grants are free money from the government or other groups. You do not have to pay the money back. These grants help people fix their homes when they can not afford it. They are very helpful for low-income families, senior citizens, and veterans living in Wisconsin.

In this article, we will explain everything about home repair grants in Wisconsin in simple words. You will learn who can get help, what types of repairs are covered, and how to apply in 2025.

Post Contents

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  • What Are Grants for Home Repair?
  • What Makes Home Repair Grants Vital?
  • Who Can Get Home Repair Grants in Wisconsin?
    • Low-Income Families
    • Senior Citizens (Age 60 or Older)
    • Veterans and Disabled Individuals
    • Rural Homeowners
    • Single Parents and Families with Children
  • Top Home Repair Grant Programs in Wisconsin (2025)
    • USDA Section 504 Home Repair Program
    • Community Development Block Grant (CDBG) – Local Programs
    • Weatherization Assistance Program (WAP)
    • WHEDA (Wisconsin Housing and Economic Development Authority)
    • Habitat for Humanity Critical Home Repair
    • Rebuilding Together Wisconsin
    • Home Repair Help by City or County in Wisconsin
  • How to Apply for a Home Repair Grant in Wisconsin
  • What Types of Repairs Are Covered?
  • What If You do not qualify for a Grant?
  • Conclusion

What Are Grants for Home Repair?

A home repair grant is free money given to homeowners to fix or improve their homes. This money can be used to fix:

Leaky roofs

Broken heating systems

Plumbing problems

Dangerous stairs or floors

Damaged walls and windows

Unlike loans, you do not need to pay the money back. That is why grants are so helpful.

These grants come from:

The federal government

The state of Wisconsin

Cities and counties

Charities and nonprofitsHome Repair Grants For Homeowners in Wisconsin

What Makes Home Repair Grants Vital?

Some people in Wisconsin live in old homes that need repairs. But fixing a home can cost thousands of dollars. Many families cannot afford that.

Without repairs, homes can become unsafe. For example:

A broken heater can be dangerous in winter.

A leaky roof can cause mold.

Loose stairs can lead to falls.

That is why home repair grants are so important. They help people live in safe, warm, and healthy homes.

Read- Energy Efficient Upgrades by HUD Home Improvement Grants

Who Can Get Home Repair Grants in Wisconsin?

Not everyone can get a home repair grant. These grants are mostly for people who truly need help.

Here are the groups that usually qualify:

Low-Income Families

If your income is low and you own your home, you might get a grant. Each program has different income limits. For example, if your family makes less than $40,000 per year, you may qualify.

Senior Citizens (Age 60 or Older)

Older adults often live on a fixed income, like Social Security. They may not have enough money for repairs. Many grants in Wisconsin are made especially for seniors.

Read- Free Home Improvement Grants For Low Income Seniors: Funding Options

Veterans and Disabled Individuals

There are special programs for veterans and people with disabilities. These programs may help make the home safer, like adding ramps or grab bars.

Rural Homeowners

If you live in the countryside or a small town, you may also be able to get help from rural housing repair programs.

Single Parents and Families with Children

Some programs give extra help to single moms, dads, or families with young children living in unsafe homes.

Top Home Repair Grant Programs in Wisconsin (2025)

Here are the best home repair grants available in Wisconsin in 2025:

USDA Section 504 Home Repair Program

This is a federal program for people living in rural areas.

If you are 62 or older, you may get a grant of up to $10,000.

Younger people may qualify for a low-interest loan instead.

The money can be used for fixing, improving, or making the home safer.

How to apply: Visit your local USDA office or check rd.usda.gov.

Read- HUD Home Improvement Grants $35000- Get Free Home Repair

Community Development Block Grant (CDBG) – Local Programs

Many cities and counties in Wisconsin use CDBG funds to help homeowners.

These grants often go to:

Low-income homeowners

Seniors

Families with children

The grant amounts vary by city. Some cities give $5,000 to $20,000 or more for repairs.

Where to ask: Contact your city hall or county housing office.

Weatherization Assistance Program (WAP)

This program helps people make their homes more energy efficient. It is great for:

Fixing insulation

Repairing windows or doors

Improving heating systems

You can save money on your energy bills with these repairs.

Who can get it: Low-income families, senior citizens, and people with disabilities.

How to apply: Contact your local community action agency.Top Home Repair Grant Programs in Wisconsin

WHEDA (Wisconsin Housing and Economic Development Authority)

WHEDA helps with home loans and sometimes partners with programs that offer repair grants or low-cost loans.

Even if WHEDA does not give the grant directly, it can help connect you with the right resources.

Website: wheda.com

Habitat for Humanity Critical Home Repair

Habitat for Humanity does not just build homes. It also helps fix them.

Their Critical Home Repair program helps low-income homeowners with:

Roof repair

Plumbing and electrical work

Accessibility changes

You may need to help out (called “sweat equity”) if you are physically able.

Visit: habitat.org and look for your local office in Wisconsin.

Rebuilding Together Wisconsin

This nonprofit helps seniors, veterans, and low-income homeowners.

They send volunteers to fix:

Roofs

Bathrooms

Floors

Kitchens

The help is free, and the repairs make homes safer and healthier.

Website: rtwisconsin.org

Home Repair Help by City or County in Wisconsin

Many local areas in Wisconsin have their programs. Here are a few examples:

Milwaukee

Offers home repair grants for seniors and low-income homeowners.

May cover plumbing, electrical, roof, and siding repairs.

Madison

Has a Home Rehabilitation Loan Program that sometimes includes grants.

Works with nonprofits to help elderly homeowners.

Green Bay

Offers small grants and loans for home safety improvements.

Racine and Kenosha

Partner with local nonprofits to help with urgent home repairs.

Tip: Always call your city housing office to ask about local programs.

How to Apply for a Home Repair Grant in Wisconsin

Here are the steps to apply:

Find the Right Program

Look for programs based on your city, income, age, or veteran status.

Check Eligibility

Read the rules. See if your income, age, or home type qualifies.

Gather Documents

Most programs need:

Proof of income

Photo ID

Homeownership papers

Photos of the home problems

What Types of Repairs Are Covered?

Most home repair grants help fix problems that make your home unsafe. These may include:

Roof leaks

Broken heaters or air conditioners

Plumbing issues (leaks, pipes, water heater)

Electrical problems (wiring, fuse box)

Foundation or floor cracks

Mold or water damage

Windows and doors that do not close properly

Steps, railings, and ramps for safety

Smoke detectors and carbon monoxide alarms

Some programs also help with energy-saving repairs, like adding insulation or replacing old appliances.

What If You do not qualify for a Grant?

Do not worry. There are other options.

Low-Interest Loans

Some cities and groups offer loans with very low interest rates to help homeowners fix their homes.

Deferred Payment Loans

You do not pay the loan back until you sell the home or pass away.

Volunteer Repair Programs

Groups like Rebuilding Together may help for free, even if you do not get a grant.

Churches and Community Groups

Some churches or neighborhood groups give small repair grants or send volunteers.

Conclusion

If your home needs fixing and you can not afford it, do not give up. Many people in Wisconsin are getting help in 2025 through home repair grants.

These programs are here to help:

Seniors stay safe

Veterans feel comfortable

Families raise kids in better homes

Start by calling your local housing office or checking the USDA and Habitat for Humanity websites. There is help out there—you just need to take the first step.

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