Replacing old, damaged, or inefficient windows can cost thousands of dollars. For low-income homeowners, that expense can be difficult to manage, especially when windows cause drafts, water damage, high energy bills, or safety problems.
The good news is that several government, state, local, rural housing, and nonprofit programs may help eligible homeowners pay for essential window repairs or replacement. Some programs provide grants directly, while others use federal grant funding to provide approved home improvements through local agencies.
This pillar article focuses on free window replacement grants for low-income homeowners, including federal grant programs, state and local programs, senior homeowner options, veteran and disability-related programs, nonprofit programs, rural housing grants, and energy-efficiency programs.
Quick Answer: Low-income homeowners may qualify for window replacement help through programs such as the Weatherization Assistance Program, USDA Section 504 grants, HUD-funded local housing rehabilitation programs, state and local home repair grants, and nonprofit programs. Eligibility depends on household income, location, homeownership, property condition, household circumstances, and available funding.
Important 2026 update: The federal Energy Efficient Home Improvement Credit under Section 25C is not available for property placed in service after December 31, 2025. Do not include the former federal window tax credit when calculating the cost of a 2026 window replacement project.
What Are Free Window Replacement Grants?
Free window replacement grants are funds or grant-funded home improvement services that can help eligible homeowners repair or replace damaged, unsafe, or inefficient windows without taking out a traditional loan.
Most legitimate programs are targeted. They may be designed for low-income homeowners, elderly homeowners, rural residents, veterans, disabled homeowners, disaster-affected households, or residents of a specific state, county, city, or service area.
A homeowner should not expect a single federal application that guarantees free windows. Instead, the federal government often provides grant funding to states, local governments, tribes, community organizations, or housing agencies that operate the actual programs.
| Program type | Who may benefit | Typical purpose |
| Federal weatherization grants | Low-income households | Energy efficiency, health, and safety improvements |
| USDA rural repair grants | Eligible elderly very-low-income rural homeowners | Removal of health and safety hazards |
| HUD-funded local grants | Eligible homeowners in participating communities | Housing rehabilitation and critical repairs |
| State home repair grants | Eligible homeowners within the state | Essential repairs and housing preservation |
| Local housing grants | Eligible city or county residents | Owner-occupied rehabilitation and safety repairs |
| Nonprofit grants | Households meeting the nonprofit’s criteria | Critical repairs, housing preservation, and energy improvements |
For a broader overview of programs that can cover several types of home repairs, see our home repair grants resource.
Who Qualifies for Window Replacement Grants?
There is no single income limit or eligibility rule for every window replacement program. Each program sets its own requirements.
Most programs review some combination of household income, household size, homeownership, primary-residence status, property location, window condition, overall home condition, energy burden, age, disability status, veteran status, rural eligibility, and available funding.
| Eligibility factor | Why it may matter |
| Household income | Many programs prioritize low-income or very-low-income households. |
| Household size | Income limits may change according to household size. |
| Homeownership | Many home repair grants require the applicant to own the property. |
| Primary residence | Some programs require the home to be the owner’s primary residence. |
| Property location | Programs may be limited to a state, county, city, rural area, or service territory. |
| Window condition | The repair may need to address a documented health, safety, moisture, or energy problem. |
| Household circumstances | Age, disability, veteran status, or other qualifying circumstances may affect priority. |
| Available funding | Meeting eligibility requirements does not guarantee funding when programs have limited budgets. |
Homeowners can also review our detailed home repair grant eligibility resource for more information about income, ownership, and property requirements commonly used by housing programs.
Low-Income Homeowners
Low-income households are a major target group for federal and local housing programs. However, “low income” does not have one universal meaning.
Some programs use federal poverty guidelines. Others use Area Median Income, state income limits, county income limits, or program-specific standards.
For example, the U.S. Department of Energy’s Weatherization Assistance Program uses income eligibility rules based on federal poverty guidelines while allowing states and territories to use other approved criteria. DOE states that households at or below 200% of the poverty income guidelines, or households receiving Supplemental Security Income, are considered eligible under DOE guidelines.
Tip: If your income is too high for one program, do not stop searching. Another state, county, utility, nonprofit, or housing rehabilitation program may use a different income limit.
Senior Homeowners
Senior homeowners may receive priority under certain housing repair and weatherization programs.
USDA Section 504 is particularly important because its grant component is available to qualifying elderly very-low-income rural homeowners who need to remove health and safety hazards.
For detailed senior-specific eligibility and program information, see our senior window replacement grants article.
Disabled Homeowners
Some weatherization and housing programs give priority to households with a member who has a disability. Disability may also create eligibility for accessibility-related home modification programs.
For detailed programs and eligibility considerations, see our disabled homeowner window replacement grants article.
Veterans
Veterans may qualify for general home repair programs as well as certain veteran-specific housing programs. Eligibility depends on the particular program and the reason for the requested repair.
For veteran-specific options, see our veteran window replacement grants resource.
Best Federal Window Replacement Grant Programs
Several federal programs can be relevant to homeowners searching for window replacement grants. The important point is that they do not all operate in the same way.
| Federal program | Grant relevance | Primary target |
| Weatherization Assistance Program | Federal grant funding supports local weatherization services. | Low-income households |
| USDA Section 504 | Direct repair grants are available to qualifying elderly rural homeowners. | Very-low-income rural homeowners age 62 and older |
| HUD CDBG | Federal grants fund local housing and community programs. | Eligible residents of participating jurisdictions |
| HUD HOME | Federal housing grants can support locally administered housing activities. | Low-income housing and rehabilitation programs |
| VA housing grants | Specialized grants may support qualifying disabled veterans. | Eligible veterans and servicemembers |
Weatherization Assistance Program
The U.S. Department of Energy Weatherization Assistance Program (WAP) is one of the most important federal grant-funded programs for low-income households.
WAP reduces household energy costs by improving energy efficiency while addressing applicable health and safety concerns. The program is administered at the state and local level.
WAP statistics
- More than 7.2 million families have benefited from weatherization services since the program began.
- DOE-funded providers weatherize approximately 32,000 homes each year.
- The program supports approximately 8,500 jobs.
- A national evaluation reports average annual household energy savings of $372 or more.
These figures describe the overall WAP program. They do not mean every homeowner receives a cash grant or receives replacement windows.
WAP providers inspect homes and determine which approved measures provide appropriate energy, health, and safety benefits. Window work may be considered when it meets applicable program rules and is justified by the home’s assessment.
DOE published its Program Year 2026 Weatherization Grant Application Information in July 2026, confirming that WAP continues to operate as a current federal grant program.
For application information, use the U.S. Department of Energy Weatherization Assistance application information (How to Apply).
Grant warning: WAP is federal grant funding administered through state and local providers. It does not guarantee that every eligible household will receive new windows. The local assessment determines which eligible measures are approved.
USDA Section 504 Home Repair Grants
The U.S. Department of Agriculture Single Family Housing Repair Loans & Grants program (Section 504) is one of the clearest federal sources of actual home repair grants.
The grant portion is designed for elderly very-low-income homeowners in eligible rural areas who need to remove health and safety hazards.
| Section 504 feature | Current amount or rule |
| Maximum repair loan | $40,000 |
| Maximum regular grant | $10,000 |
| Maximum disaster-related grant | $15,000 in qualifying presidentially declared disaster situations |
| Grant age requirement | Generally age 62 or older |
| Grant purpose | Removal of health and safety hazards |
| Property requirement | Eligible rural property |
USDA confirms that grants must be used to remove health and safety hazards, while loans may be used more broadly to repair, improve, or modernize eligible homes.
A window replacement project should therefore be connected to an eligible repair need rather than advertised as an automatic $10,000 window grant.
For homeowners interested in broader low-income home repair programs, see our low-income home repair grants article.
HUD Community Development Block Grants
The U.S. Department of Housing and Urban Development Community Development Block Grant Program (CDBG) provides federal grant funding to eligible states, cities, counties, and other jurisdictions.
Local governments may use eligible CDBG funds for housing rehabilitation and other community development activities.
For a homeowner, this normally means searching for a local housing rehabilitation program rather than applying directly to HUD for a universal national window grant.
Warning: Be cautious of websites claiming that HUD automatically gives every homeowner a fixed amount for windows. CDBG funding is administered through eligible local or state entities, and the local program determines eligibility and approved repairs.
HUD HOME-Funded Housing Rehabilitation
The U.S. Department of Housing and Urban Development HOME Investment Partnerships Program (HOME) provides federal funding to states and local jurisdictions for eligible affordable housing activities.
Some communities use federal housing funds to support owner-occupied rehabilitation or critical home repairs. Whether windows qualify depends on the local program.
Homeowners should contact the local housing department rather than assume that every HOME-funded program offers window grants.
VA Housing Grants for Eligible Veterans
Veterans with qualifying service-connected disabilities may have access to specialized VA housing grants. These programs focus on adapting or modifying a home to meet disability-related needs.
The U.S. Department of Veterans Affairs Home Improvements and Structural Alterations benefit (HISA) can support certain medically necessary home improvements, but it is not a general-purpose grant for ordinary window replacement.
Eligible veterans should also review the official U.S. Department of Veterans Affairs adapted housing grant application (VA Form 26-4555) when considering disability-related housing modifications.
State Window Replacement Grants
State programs can be important because federal grant funding is often distributed through state agencies and local providers.
Depending on the state, homeowners may find weatherization grants, owner-occupied rehabilitation grants, energy-efficiency programs, senior home repair programs, disability-related home improvement programs, rural housing programs, utility incentives, and disaster repair programs.
Our state home repair grants resource provides a broader starting point for finding state-specific programs.
Texas Window Replacement Grants
Texas homeowners may find window grant opportunities through weatherization, rural housing, local rehabilitation, and other qualifying programs. See our Texas window replacement grants article for state-specific programs and eligibility.
Minnesota Window Replacement Grants
Minnesota homeowners may find window grants through weatherization, energy-efficiency programs, local housing rehabilitation, and other qualifying programs. See our Minnesota window replacement grants article for state-specific information.
South Carolina Window Replacement Grants
South Carolina homeowners may find qualifying window grants through weatherization, rural housing, local rehabilitation, and energy-efficiency programs. See our South Carolina window replacement grants article for state-specific information.
Florida Window Replacement Grants
Florida homeowners should check weatherization, local housing rehabilitation, disaster-related programs, and other qualifying opportunities. Veterans should also review our Florida veteran window grants resource when veteran-specific eligibility applies.
How State and Local Grant Programs Work
A local window replacement program may be funded by a federal program, state housing agency, city, county, utility, nonprofit, or combination of sources.
| Where to look | What to ask for |
| State housing agency | Home repair or housing rehabilitation grants |
| State energy office | Weatherization and energy-efficiency grants |
| County housing department | Owner-occupied rehabilitation programs |
| City community development office | CDBG or HOME-funded housing repair programs |
| Community Action Agency | WAP and low-income weatherization services |
| Utility company | Current window rebates or energy incentives |
| Local nonprofit | Home repair grants and volunteer repair programs |
The best approach is to contact the organization that actually administers the program rather than relying on a private website that claims to process government grants.
Important: A federal program may provide the funding while a state, county, city, nonprofit, or local agency handles applications and inspections. Always identify the actual administering organization before submitting personal information.
Window Problems That May Qualify for Grants
Grant programs generally care more about the condition and purpose of the repair than simply the age of a window.
Potentially important problems include severe drafts, broken glass, water intrusion, rotten window frames, failed window seals, windows that cannot close properly, unsafe or damaged windows, severe air leakage, storm damage, and windows contributing to significant energy loss.
For homeowners dealing with rotten or deteriorated frames, see our window frame rot repair grants resource for detailed options.
If your windows have condensation or fogging between the glass panes, see our foggy double-pane window replacement grants resource.
Homeowners dealing with severely deteriorated wooden windows can also review our wooden window replacement grants resource.
Note: A damaged window is not automatically eligible for a grant. The repair generally must fit the purpose and eligibility rules of the program funding the work.
Energy-Efficient Window Grants
Some programs focus on reducing household energy use. In these cases, the homeowner may need an energy assessment before window work is approved.
Energy-efficient windows are designed to reduce unwanted heat transfer. Important performance measurements include U-factor, Solar Heat Gain Coefficient, air leakage, glazing, and frame performance.
ENERGY STAR residential windows, doors, and skylights information is available through the U.S. Environmental Protection Agency and U.S. Department of Energy (ENERGY STAR).
Our energy-efficient window rebates resource explains the difference between grants, rebates, and tax incentives.
Important: Never buy windows solely because a contractor says they qualify for a grant. Ask the administering agency whether the exact window model and installation method meet the program’s requirements.
Why an Energy Assessment May Be Required
Weatherization programs are designed to make the best use of limited public funds. A home assessment may determine that air sealing or insulation provides a greater benefit than replacing windows.
An assessment may examine window air leakage, attic insulation, wall insulation, heating and cooling equipment, moisture problems, health and safety issues, energy consumption, and potential savings from proposed improvements.
Homeowners interested in insulation-related programs can review our attic insulation grants resource.
Nonprofit Window Replacement Grants
Nonprofit organizations can provide another source of grant funding or free repair services for qualifying homeowners.
Local nonprofit programs may help with critical window repairs, window replacement, weatherization, home safety repairs, volunteer labor, materials, or referrals to government programs.
Our dedicated nonprofit window replacement grants article explains this topic in greater detail.
Nonprofit programs are usually local or regional. A national organization’s website does not mean that every local branch currently offers window replacement grants.
Warning: Confirm that a nonprofit actually administers the program before paying a fee or providing sensitive personal information. Legitimate programs should be able to identify their organization, service area, eligibility requirements, and application process.
Manufactured Homes and Window Grants
Manufactured-home owners should check whether a program accepts their property type because eligibility and installation requirements can differ from site-built homes.
For detailed manufactured-home eligibility and window replacement options, see our mobile home window replacement grants resource.
Emergency Window Replacement Grants
A severely broken window can become a health, safety, security, or weather emergency.
Emergency home repair programs may be relevant when window damage is part of a larger urgent housing problem.
| Emergency problem | Why it may matter |
| Storm-damaged windows | May create water, safety, or security problems. |
| Broken windows | May create an immediate security or weather hazard. |
| Water entering through damaged windows | May contribute to moisture and property damage. |
| Unsafe window conditions | May create a health or safety concern requiring prompt attention. |
For urgent home repair programs, see our emergency home repair grants resource.
How Much Can a Window Replacement Grant Pay?
There is no standard national window replacement grant amount.
Funding depends on the program, household income, property condition, location, approved scope of work, and available funding.
| Program type | Possible funding structure | What determines the amount? |
| WAP | Grant-funded weatherization services | Energy assessment, eligible measures, and local program rules |
| USDA Section 504 grant | Up to $10,000 for qualifying regular grants | Age, income, rural location, health and safety need, and program rules |
| HUD-funded local program | Varies by local program | Local funding, household eligibility, property condition, and approved work |
| State program | Varies by state | State program rules and funding |
| Local program | Varies by city or county | Local program design and available funding |
| Nonprofit program | Varies by organization | Mission, service area, household need, and funding |
Be skeptical of advertisements claiming that every homeowner qualifies for a fixed national amount such as $10,000, $15,000, or $25,000.
Warning: A program’s maximum award is not the same as the amount a homeowner will receive. The approved project, household eligibility, local rules, and available funding determine the actual benefit.
What Documents Are Needed?
Most grant applications require documents that prove identity, income, ownership, residency, and the need for the repair.
| Document | Why it may be required |
| Government-issued ID | Identity verification |
| Income records | Income eligibility |
| Benefit statements | Verification of Social Security, SSI, or other benefits |
| Property deed or ownership record | Proof of homeownership |
| Utility bills | Proof of occupancy or energy use |
| Window photographs | Evidence of repair need |
| Repair estimate | Project cost evaluation when required |
| Property tax information | Property and ownership verification |
How to Apply for Window Replacement Grants
Grant application checklist
- Confirm that you meet the basic income requirements.
- Confirm that you own and occupy the property if required.
- Check whether your property is within the program’s service area.
- Photograph the damaged or inefficient windows.
- Gather income and benefit documents.
- Gather proof of homeownership.
- Contact the state or local program administrator.
- Ask whether an inspection or energy assessment is required.
- Ask whether a contractor estimate is required.
- Apply through the official program.
- Wait for written approval when required.
- Use an approved contractor or product when required.
- Keep copies of every application and project document.
Check Your Eligibility
Start by checking income, ownership, location, age, disability, rural eligibility, and repair requirements.
Find the Administering Agency
Do not assume that the federal agency is the organization that accepts your application. Many federal grant programs are administered through state and local providers.
Document the Window Problem
Take photographs and write down the actual problem. Explain whether the windows leak air, leak water, have broken glass, have deteriorated frames, or create a safety concern.
Complete an Inspection
If an inspection or energy assessment is required, allow the agency to determine whether replacement windows are an approved measure.
Submit the Application
Provide every requested document and answer all questions accurately.
Wait for Approval
Do not start work before approval if the program requires pre-approval.
Complete the Approved Project
Use the approved contractor, product, and scope of work when required by the program.
Can You Combine Window Grants?
Sometimes, but not automatically.
A homeowner may be able to combine a grant with a utility rebate or another eligible source of funding, but each program controls whether duplicate funding is permitted.
Before combining funding sources, ask the program administrators whether the grant can be combined with another grant, whether a utility rebate can cover part of the remaining cost, whether pre-approval is required, whether there is a maximum combined benefit, whether other funding must be disclosed, and whether two programs can pay for the same window.
Important: Never hide another grant, rebate, loan, or payment source from a program administrator. Some programs prohibit duplicate funding for the same expense.
Federal Window Tax Credit: 2026 Update
The former federal Energy Efficient Home Improvement Credit under Section 25C should not be presented as a current 2026 window grant or tax credit.
The Internal Revenue Service states that the Section 25C credit is not allowed for property placed in service after December 31, 2025.
2026 warning: If you are replacing windows in 2026, do not calculate your expected project cost using the former federal 25C window tax credit. That credit ended for property placed in service after December 31, 2025.
For the current federal rule, review Internal Revenue Service energy-credit guidance (IRS).
State and utility incentives are separate and must be checked individually.
Other Home Repairs That May Be Covered
Window replacement is sometimes part of a larger home rehabilitation project. Depending on the program, eligible work may include insulation, roofing, doors, electrical repairs, plumbing, heating and cooling improvements, accessibility modifications, or weatherization.
If you need several different types of repairs, see our government home renovation grants resource.
For a broader overview of home repair funding, see our home repair grants resource.
How to Avoid Window Replacement Grant Scams
Legitimate government programs are administered through identifiable agencies and organizations. A private company cannot guarantee that a government agency will approve your application.
Warning signs of a possible scam
- Guaranteed grant approval.
- Claims that every homeowner qualifies.
- Large upfront fees to “unlock” government money.
- Requests for sensitive information before identifying the actual program.
- Fake government-looking websites.
- Pressure to sign a contractor agreement immediately.
- Claims of a universal $10,000, $15,000, or $25,000 federal window grant.
- Outdated claims about the federal window tax credit.
Always verify a program through the government agency, local housing department, or organization actually administering the program.
Official Government Sources
Use these official sources to verify current program rules before applying:
- U.S. Department of Energy Weatherization Assistance Program (WAP)
- U.S. Department of Energy Weatherization Assistance application information (How to Apply)
- U.S. Department of Energy Program Year 2026 Weatherization Grant Information (WAP 2026 Grant Notice)
- U.S. Department of Agriculture Single Family Housing Repair Loans & Grants (Section 504)
- U.S. Department of Housing and Urban Development Community Development Block Grant Program (CDBG)
- U.S. Department of Housing and Urban Development HOME Investment Partnerships Program (HOME)
- Internal Revenue Service Energy Efficient Home Improvement Credit information (IRS)
- ENERGY STAR residential windows, doors, and skylights information (ENERGY STAR)
- U.S. Department of Veterans Affairs Home Improvements and Structural Alterations information (HISA)
- U.S. Department of Veterans Affairs adapted housing grant application (VA Form 26-4555)
Frequently Asked Questions
Are there free window replacement grants for low-income homeowners in 2026?
Yes, some eligible homeowners may qualify for grant-funded window replacement or related home improvements through federal, state, local, rural housing, or nonprofit programs. However, there is no single nationwide program that guarantees free windows to every low-income homeowner.
What is the best federal window replacement grant?
The Weatherization Assistance Program is one of the most important federal grant-funded pathways for low-income households seeking energy-efficiency improvements. USDA Section 504 is particularly important for qualifying elderly very-low-income rural homeowners because its grant component can address health and safety hazards.
Can USDA Section 504 pay for replacement windows?
Potentially. USDA Section 504 grants must be used to remove health and safety hazards, while Section 504 loans can support broader eligible repairs. The local USDA office determines whether the proposed window project qualifies.
Can seniors get free window replacement grants?
Some seniors may qualify. USDA Section 504 grants are available to qualifying elderly very-low-income homeowners in eligible rural areas, while other state, local, weatherization, and nonprofit programs may have their own senior priorities.
Can veterans get window replacement grants?
Veterans may qualify for general home repair programs or specialized VA housing programs when they meet the relevant requirements. VA disability-related programs generally require qualifying disability and housing-modification criteria.
Can disabled homeowners get window replacement grants?
Potentially. Some weatherization and housing programs prioritize households with disabilities. Other programs may support accessibility or medically necessary modifications. A disability itself does not guarantee a window replacement grant.
Does the federal window tax credit still apply in 2026?
No. The IRS states that the Section 25C Energy Efficient Home Improvement Credit is not allowed for property placed in service after December 31, 2025.
Can a window grant cover the entire cost?
It can happen under some local or nonprofit programs, but there is no standard national grant amount. Funding depends on the program, approved scope of work, household eligibility, property condition, and available funds.
Can renters receive window replacement grants?
Some weatherization programs allow renters to apply, but landlord permission may be required. Traditional homeowner repair programs generally require ownership and primary residence.
Can I apply for more than one window replacement grant?
You can research multiple programs, but each program has its own rules about duplicate funding. Always disclose other applications or funding sources when requested and confirm whether benefits can be combined.
How long does it take to receive a window replacement grant?
There is no national processing time. Applications may require income verification, property inspection, energy assessment, funding approval, contractor selection, and installation. Local waitlists can also affect the timeline.
Final Checklist Before Applying
Window grant application checklist
- I confirmed that I meet the program’s income requirements.
- I confirmed that my home is in the program’s service area.
- I confirmed the homeownership and occupancy requirements.
- I photographed the damaged or inefficient windows.
- I gathered proof of income.
- I gathered proof of homeownership.
- I gathered identification and utility records.
- I contacted the actual program administrator.
- I confirmed whether an inspection is required.
- I confirmed whether an energy assessment is required.
- I confirmed whether contractor pre-approval is required.
- I will not start work before receiving required approval.
- I verified whether the program can be combined with other funding.
- I will keep copies of all program and project documents.
Why This Information Is Trustworthy
Last Updated: August 15, 2026
Reviewed By: Home Housing Grants Research Team
- Federal program information is checked against official government sources.
- WAP information reflects current Department of Energy program information and 2026 grant notices.
- USDA Section 504 information is based on USDA Rural Development program information.
- The 2026 federal Section 25C tax-credit change is based on current IRS guidance.
- HUD programs are described as locally administered funding pathways rather than universal direct homeowner grants.
- Grants, rebates, loans, and tax credits are clearly distinguished.
- State-specific pages are used as cluster resources rather than duplicating their complete content on this pillar.
- Internal links are placed primarily where they provide additional information about a specific window problem, homeowner group, property type, state, or grant category.
- Program funding and eligibility can change, so readers are directed to the official administering agency for final verification.
Final verification note: Grant programs can change income limits, application periods, funding levels, and eligible repairs. Verify the current rules directly with the agency administering the program before purchasing windows or signing a contractor agreement.
Final Takeaway
Free window replacement grants can help eligible low-income homeowners reduce the cost of replacing damaged, unsafe, or inefficient windows. The strongest places to look are federal grant-funded programs, USDA rural housing grants, HUD-funded local rehabilitation programs, state and local housing programs, and nonprofit programs.
The Weatherization Assistance Program is an important federal pathway for low-income households because it funds energy-efficiency improvements through state and local providers. USDA Section 504 is particularly valuable for qualifying elderly very-low-income rural homeowners who need health and safety hazards removed. Local HUD-funded rehabilitation programs can also provide grants or other forms of housing rehabilitation funding depending on the community.
Seniors, disabled homeowners, veterans, rural homeowners, and manufactured-home owners should investigate programs designed around their particular circumstances, while remembering that eligibility and funding vary by program.
Most importantly, do not rely on outdated information about the federal window tax credit. The Section 25C credit does not apply to property placed in service after December 31, 2025. For a 2026 project, homeowners should focus on current grant programs and verify any state or utility incentives separately.
The best way to improve your chances is to document the window problem, prepare your income and ownership records, identify the correct program administrator, complete any required inspection or energy assessment, and wait for official approval before starting work.
If one program does not cover your project, continue researching other legitimate options. A state housing program, local rehabilitation program, nonprofit program, weatherization provider, or rural housing program may offer another path to reducing your window replacement costs.